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BTCC / BTCC Square / Global Cryptocurrency /
China’s Banks to Pay Interest on Digital Yuan From 2026

China’s Banks to Pay Interest on Digital Yuan From 2026

Author:
Global Cryptocurrency
Published:
2025-12-29 06:56:03
10
1
BTCCSquare news:

China’s commercial banks will begin paying interest on digital yuan wallets starting January 1, 2026, marking a strategic push by the People’s Bank of China (PBOC) to accelerate adoption of its central bank digital currency (CBDC). The MOVE aligns the digital yuan with traditional bank deposits, offering both interest earnings and deposit insurance coverage.

Deputy Governor Lu Lei outlined the policy shift in a Financial News article, signaling a departure from the digital yuan’s previous cash-like functionality. The change aims to enhance appeal for households and businesses by introducing yield-bearing holdings within China’s regulated financial framework.

Commercial banks will administer the interest-bearing wallets under PBOC supervision, creating a hybrid model that bridges CBDC innovation with conventional banking incentives. This development represents the most significant upgrade to China’s digital currency infrastructure since its pilot phase began.

|Square

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